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Individual Insurance
| Basic Life Insurance |
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ProHealth |
FAMILY PROTECTION
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ProActive This product is a basic life insurance program with a yearly renewable term that can be automatically extended without re-underwriting. ProActive provides yearly life insurance coverage with an affordable premium. ProActive can also be attached with riders that suitable with your insurance needs...more |
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ProActive Plus ProActive Plus is a basic life insurance program that provides protection for a certain period according to your needs, i.e.: 50-20 year’s coverage period. ProActive Plus provides life insurance coverage with fixed and affordable premiums during the coverage period and can be automatically extended without re-underwriting. ProActive Plus can also be attached with riders that suitable with your insurance needs...more |
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Family Estate Protection Family Estate Protection is a basic life insurance program with single premium payment that provides whole life protection (until age 99 years) and gives paid up additions at the end of the coverage period to meet your beloved family needs...more |
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ProLiving Absolute ProLiving Absolute is the product that can be your choice to answer your questions about the future of your family when any risk happens to you. When risk happened; ProLiving Absolute will help you prepare the necessary fund to continue your family’s dreams. The advantages of this program are: life insurance protection up to 99 years old...more |
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Term Saving Protection Term Saving Protection is a term insurance protection program that provides maximum protection with a fixed premium and the benefit of total premium return. The advantages of this program are: easy and fast process...more |
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ProLife Plus, is a life protection program provided specially for you and your beloved family until age of 99 years old.. With 0-70 years-old of entry age at ProLife Plus, age is not an obstacle for you to have protection from this product. With ProLife Plus, you will have the benefit of protection and investment in one whole package. Moreover, ProLife Plus paid benefits 100% of Sum Insured plus Paid Up Addition at the time of death occurred, or at the end of the coverage period.......more |
FAMILY PROTECTION & KIDS EDUCATION
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ProGraduate ProGraduate is an insurance program that is dedicated for parents in preparing for the education fund, since entering university until your child turns 23 years old. With the benefit of the Cash Payment as a total education budget by 250% of sum assured, and flexible premium payment period in accordance with the educational needs of your children and it has financial plan on 5 years, 10 years and 15 years ...more |
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StudyLink StudyLink is a basic life insurance program which combines life insurance with investment for those who want to prepare for their children’s education fund. StudyLink will meet your education funding needs through the scheduled withdrawal of investment funds which begins when your child is 6 to 23 years old. StudyLink is also equipped with investment features that can simplify to develop your investment and it is available in 2 plans: Crystal and Diamond. StudyLink can also be attached with riders that suitable with your insurance needs...more |
RETIREMENT PROTECTION
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Golden Protector Golden Protector is a basic life insurance program that provides protection for your retirement age needs through the cash payments in each year after you reach retirement age until the age of 69. Golden Protector is also provides life insurance for accident until you reach 70 years old. Golden Protector can also be attached with riders that accordance with your life insurance needs...more
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RetireLink RetireLink is a basic life insurance program which combines life insurance with investment for those who want to prepare the prosperous retirement period. RetireLink meet your needs in retirement age by scheduled withdrawal of investment funds when you reach age 55, 60, 65, 70 and 75 years old. RetireLink is also attached with investment features that can simplify to develop your investment and it is available in 2 plans, Silver and Gold. RetireLink can also be attached with riders that suitable with your insurance needs......more
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LIFE AND INVESTMENT PROGRAM
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Manulife Value Protector Manulife Value Protector helps you plan your financial goals for the future by providing life insurance protection up to 99 years and provide flexibility in determining the Sum Assured according to your need to get maximum protection and maximize your investment since the first year.... more |
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Manulife Investment Protector Manulife Investments Protector is the preferred solution to invest in capital markets of Indonesia, China, and India with attractive potential growth and can be implemented in easy way. This product is the preferred solution for the life risk management..... more |
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Manulife Investa Manulife Investa is a basic life insurance program which combines life insurance with investment that provides benefits at the end of the coverage period, accident and 6 critical illnesses protection . Manulife Investa can also be attached with riders that suitable with your insurance needs......more |
| Riders |
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Health Safe HealthSafe is a rider program that provides hospital reimbursement that caused by diseases and accidents. It is bundled with cashless facilities that can be ease the process of health care in hospital with no cash payment. This service is available 24/7 that supported by hospital provider networks throughout Indonesia.....more
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Payor Benefit Payor Benefit is a rider program that waives your premium for your juvenile’s basic life insurance program if the premium payer dies or suffers total disability caused by illness or accident.
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Accidental Death and Disability Benefit (ADDB) ADDB is a rider program that provides protection for life or total permanent disability and partly caused by the accident. ADDB is yearly coverage that can be renewed without the re-underwriting until 70 years old.
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HospitalBenefit Plus Hospital Benefit Plus is a rider program that provides hospital care reimbursement that caused by diseases and accidents. With affordable premium and can be attached by cashless facility which is supported by hospital provider networks throughout Indonesia......more
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Advanced Life Protector Advanced Life Protector is a rider program that provides an additional death benefit up to age 70 years with the premium payment term that suits to your needs
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Manulife Crisis Cover is an additional protection program (rider) that provides financial benefits when you or a family member is diagnosed suffered with one of the 56 critical illnesses. This product provides protection until the insured reaches the age of 70 years with a limited premium payment according to your preferences ......more |
| Special Rider Program |
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Yearly Renewable Term Yearly Renewable Term is an additional coverage program that provides protection of life. This is a yearly coverage that can be renewed without the re-underwriting until the age of 64 years. This program can gives convenience for you because the payment of cost of insurance will be automatically deducted from investment funds of your basic life insurance program.
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Accidental Death and Disability Benefit Accidental Death and Disability Benefit is a rider program that provides protection for life or total permanent disability and partly caused by the accident. Accidental Death and Disability Benefit is yearly coverage that can be renewed without the re-underwriting until 70 years old. This program can gives convenience for you because the payment of cost of insurance will be automatically deducted from investment funds of your basic life insurance program. . |
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Critical Illness Protection Critical Illness Protection is a rider program that provides protection from 38 critical illnesses. Critical Illness Protection is yearly coverage that can be renewed without the re-underwriting until the age of 64 years. This program can gives convenience for you because the payment of cost of insurance will be automatically deducted from investment funds of your basic life insurance program
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Advanced Hospital Benefit Plus Advanced Hospital Benefit Plus is an additional protection program (rider) that helps you to solve your financial problem when you or your family has to receive treatment in hospital. The advantages of this program are: Hospitalization benefit until you or your spouse reaches age 80 or until your child reach age 25....more |
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MCCU MCCU is the first critical illness insurance product and the only one in Indonesia that provides protection for whole life (until 99 years old ) ...more |
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Waiver Premium 99 Premium Waiver 99 (WP 99) is an additional protection (rider) program that provides benefits in the form of exemption from the obligation to pay the basic premium and Top-Up Periodical (if any) when the ensured diagnosed with one of the 56 critical illnesses......more |
